Plan the Project
Review the home, goals, project type, products, scope, and realistic budget direction.
Project Financing Options
Plan the project and the payment approach together.
AAHR can discuss available financing programs for qualified homeowners during the consultation. Programs, rates, terms, deferred-interest conditions, minimum project amounts, and approvals are controlled by the lender and the written agreement.
Subject to ApprovalPrograms May ChangeWritten Terms ControlNo Obligation Consultation
Start with the project
Design. Scope. Price. Then financing.
A realistic financing discussion begins after the project type, products, installation requirements, and written scope are understood.
Schedule ConsultationHow Financing Works
Four clear steps from project planning to lender decision.
Receive Written Scope
Confirm what is included, product selections, installation responsibilities, and the project price.
Review Programs
Compare the financing programs currently available for qualified applicants and the project amount.
Apply & Decide
The lender reviews the application and provides the approval, disclosures, terms, and required payments.
Questions to Ask
Understand the written terms before signing.
Promotional wording is not a substitute for the lender agreement. Review every disclosure and ask questions before accepting financing.
- Is the interest rate fixed or promotional?
- Is interest deferred, and what triggers retroactive interest?
- What is the estimated monthly payment?
- Are there origination fees or other charges?
- Is there a prepayment penalty?
- When does the first payment begin?
- What project minimum or maximum applies?
- Who services the account after closing?
Project Types
Financing may be discussed for qualifying AAHR projects.
Full Bathroom Remodels
Complete primary, guest, and Jack-and-Jill bathroom transformations.
Tub-to-Shower & Walk-In Showers
Targeted wet-area projects, accessibility improvements, and custom shower systems.
Replacement Windows
Whole-home or phased window replacement, specialty openings, and glass packages.
Entry & Patio Doors
Selected entry, French, sliding, patio, and coordinated window-and-door projects.
Important financing disclosure
Financing is subject to credit approval, program availability, lender requirements, project eligibility, and written terms. AAHR does not make lending decisions. Current promotions may not be combined and may have minimum project requirements.
Financing FAQs
Know what can wait and what matters now.
Do I have to apply before the consultation?
No. You can first discuss the project, products, scope, and budget direction. Financing can be reviewed later when you are ready.
Does checking financing guarantee approval?
No. Approval, credit limits, rates, terms, and conditions are determined by the lender.
Can financing be combined with every promotion?
Not necessarily. Promotions, discounts, gift cards, and financing programs may have separate eligibility rules and may not be combined. The written offer and financing documents control.
Can I pay off the financing early?
That depends on the lender agreement. Review the prepayment terms, fees, and any deferred-interest conditions before signing.